Is it time to consult a financial planner?

Are you thinking about consulting a financial planner but aren't sure if you want to?  If you are asking yourself any of the following questions, it's time to make that appointment:

When can I retire?

How much should I be saving?

I've done okay investing by myself, but should a professional be reviewing my assets?

Will my spouse have "enough" if I die unexpectedly?

How much should I have in order to retire?

I have accumulated significant wealth, but how will that generate income in my retirement?

I have assets "all over the place" - how do I keep track of everything?

Who should be the beneficiaries of my insurance and my retirement plans?

My will leaves everything to my spouse; am I missing any planning opportunities?

Should I have a living trust? What is a living trust?

When should my spouse and I start collecting social security?